iBusinessCourse

Asset Classes and Financial Markets Information Through this course, you will be able to have a conversation about Financial Markets – what they are, the audiences that they serve – and delineate the three primary asset classes of Cash and Cash Equivalents, Fixed Income, and Equities. Understanding the landscape that you work in is a foundational part of success. After all, how can you possibly give financial advisory services without knowing financial markets? As a financial planner or wealth management professional, you need to know financial markets and asset classes like the back of your hand. In this course, we give you an overview of financial markets – what they are, who they serve, and why a healthy one is so important for the global economy – and the three primary asset classes in them. This Asset Classes and Financial Markets course is for anyone interested in becoming their own finance professional first. This course is designed as a primer to introduce all the fou...

Assessing Drivers of Business Growth Information Assessing Drivers of Business Growth is designed to provide participants with the knowledge and skills necessary to analyze the factors influencing business growth effectively. What drives business growth? Learn how the business environment and expansion strategies may be predictive of a business’ future success! Understand the business environment and what makes the market grow See how your company fits into the business environment Practice your analysis skills using a case study to build confidence Understanding the key drivers of a business’s growth is vital to determining its debt capacity and ability to fulfill debt with its cash flows. This helps credit analysts make sound credit decisions. This Assessing Drivers of Business Growth course will look at the overall framework for assessing business growth, including analyzing the external economy, the industry, and the company itself. We will explore th...

Introduction to Capital Markets Information This Introduction to Capital Markets course offers a comprehensive overview of the industry, and key career opportunities. You will learn about the sell-side, buy-side, and the most popular and sought-after career paths in each of those respective groups. You will gain practical and deliberate knowledge, as this course takes you through typical day-in-the-life scenarios, allowing you to gain an understanding of the core competencies and personality traits that would drive success. Lastly, the course empowers you with the information you need to ensure that your career research is focused and that you use your most limited resource – time – wisely. After completing this course, you will have a better understanding of how the capital markets industry is structured, how each constituent contributes to maintaining smooth, functioning financial markets, and a keen idea of what field you may be best suited to pursue opportunities in. After ...

Introduction to Business Intelligence Information This Introduction to Business Intelligence course provides an overview of business intelligence. The course starts with basic insights into business intelligence and how it differs from data science before covering the key roles and processes involved. You’ll learn about each role in detail and what skills are essential in each position. As you progress through the course, you will understand how these roles work together to deliver actionable insights, as well as look at examples of BI tools and how they help revolutionize your work. Here’s what you’ll learn Course Introduction Introduction to Business Intelligence Course Summary Qualified Assessment Who is this course for? This Introduction to BI course is perfect for professionals who work with data and want to learn more about business intelligence. This course covers core concepts in the field and is a stepping-stone on to more advanced Business ...

Commercial Banking – Debt Modeling Information This course covers the key components of building a debt model commonly used by commercial banks in assessing a borrower’s cash flows and performing covenant analysis. In this course, we will discuss the differences between operating finance (operating line of credit) and term lending (term loans). We will walk through the major components of a debt model, including the yearly debt schedules, covenant analysis, monthly operating line analysis, and a quick overview of a risk rating model. By the end of this course, you should be able to construct a fully-linked debt model which entails the cash flow forecast of a borrower, its debt capacity, the impact of cash sweep, and any early warning signs of a covenant breach. Here’s what you’ll learn Introduction Constructing the Debt Model Yearly Debt Schedules Covenant Analysis Monthly Operating Line Analysis Risk Rating Model Qualified Assessment ...

Introduction to Banking Information This Introductory course covers the fundamental knowledge about the banking industry. We will discuss the various types of financial institutions and how they differ in the types or products and services provided to their own customer groups. We can look at a bank’s balance sheet and income statement and understand how a bank generates return. Finally, we will explore the common career paths in different areas of banking. Introduction to Banking Learning Objectives Upon completing this course, you will be able to: Understand the different types/structures of financial services firms Determine the different types of banking services that are provided Understand who the customers are for each type of service Learn how a bank makes money Differentiate the various banking career paths Here’s what you’ll learn Categories and Types of Financial Institutions Banking Services: What They Are and Who Uses T...

Rocky Mountain Holdings Ltd. Information In this guided-learning practice lab, you will step into the role of a credit analyst and work with a prospect looking for indicative commercial mortgage terms for a proposed office property acquisition. You will review the components of the due diligence package, including documents such as a Purchase & Sale Agreement, an Offer to Lease, a rent roll, a restricted-use appraisal report, and the vendor’s historical financial statements. We’ll also work through some assessment tools to support your analysis of the credit request, including a rent roll summary, a commercial mortgage calculator, and a risk rating and profitability model. Here’s what you’ll learn Introduction Introduction Document and Resource Checklist Case Background Transaction Analysis Debrief – Purchase and Sale Agreement Debrief – Appraisal and Checklist Debrief – Timeline Debrief – Offer to Lease Timeline to Co...

Communicating & Leading with Influence Information This course provides leaders with the knowledge and frameworks to enhance their ability to communicate and influence their team, peers, and other stakeholders to achieve excellence in performance outcomes. Describe the importance of listening skills Understand different communication styles Building rapport and communicating with impact As leaders, being able to make conscious choices about how we react and respond to situations and people is an important skill. The ability to communicate as a leader starts with listening, and recognizing when you need to reframe and amend your messaging to consider the needs and concerns of your audience, having an open mind, and suspending judgments and assumptions. Having this knowledge as a leader helps you to be more self-aware, confident in your communication and ability to influence. Leaders with strong communication skills have a greater ability to engage and...

Analyzing Growth Drivers & Business Risks Information Kickstart your business or finance journey by unpacking how macro, industry, and firm-level characteristics can influence business decisions. Understand how growth drivers and business risks are key parts of financial analysis Explore widely-used qualitative analysis frameworks Leverage qualitative analysis techniques to inform financial model assumptions Understanding growth drivers and business risks are essential parts of analyzing a business or in formulating a solid corporate strategy. This can be achieved using a top-down approach, by first looking at the broader economy, followed by industry analysis, then at the company itself; this course introduces frameworks to assess each level in specific detail. We’ll look at how to conduct a PESTEL analysis before diving into the Porter’s 5 Forces framework to help understand the bargaining power of suppliers and of buyers, as well as the threat of new e...

Woodchucks Ltd. – Owner Occupied Commercial Real Estate Information Play the role of a credit analyst and perform a comprehensive credit analysis on an owner-occupied commercial real estate transaction Woodchucks Ltd. – Owner Occupied Commercial Real Estate Overview In this guided-learning practice lab, you will play the role of a credit analyst working in a financial institution and perform a comprehensive credit analysis on an owner-occupied commercial real estate transaction. You will review the customer brief, the company’s financial statements, the real estate appraisal, the industry report, and other relevant documents. Then, you will conduct a thorough qualitative and quantitative analysis of the prospective borrower and transaction. Based on your analysis, you will complete a full credit application with your proposal. We include a solution package and a video debrief to explain the key components of this practice lab. Once you have tried the practice lab yourself, y...

Careers in Commercial Banking Information This Careers in Commercial Banking course offers a comprehensive overview of the different roles and opportunities available in the commercial banking industry. You will learn about each role’s function and responsibilities, as well as what a typical day-in-the-life looks like for each position. Additionally, you will gain practical and nuanced knowledge, as this course helps you identify role-fits based on the experience, technical skills, and personality traits responsible for driving success in each position. Lastly, the course empowers you with the information you need to ensure that your career research is focused and will be a valuable resource when preparing for the commercial banking recruiting process. After completing this course, you will have a better understanding of how a commercial bank is structured, as well as a real-world perspective of what the different roles in a commercial bank entail and the traits needed to succee...

Banking Products and Services Information In this Banking Products and Services course, we will give an overview of all the major products and services offered by banks around the world. This course is designed to provide you knowledge of the various products and services you may encounter as you continue your career as a financial analyst. By looking into banking for consumers, banking for businesses, investment banking and corporate finance, you will be able to make better decisions regarding what sectors of banking you want to work in. This course is important for anyone who wants to start their path to becoming a world-class financial analyst. Banking Products and Services Learning Objectives Upon completing this course, you will be able to: Identify the products and services offered by banks to consumers and retail clients Recognize the products and services offered by banks to businesses and corporations of all sizes Recall the fee structures of banks ...